Who can apply for an unsecured loan with PLA?
Applicants between the ages of 18 and 65 years of age may apply provided annual income is a minimum
of $5000.
Do I have to own my own property?
No. Applicants who currently rent or live with parents can apply for a loan with PLA.
How much can I borrow?
Homeowners may borrow up to $12500 and those living with parents or renting an unfurnished
property may borrow between $1000 and $7500.
How do I apply for a loan?
What happens to my details?
The information you provide will be used for credit scoring and assessment by an underwriter
in connection with your application.
May I apply if I'm self-employed?
Yes, applicants who have been self-employed for at least a year may apply, providing they were in
their previous job for at least two years.
How long will it take for me to get my money?
Once your application has been provisionally accepted, you will receive an offer pack including a
Credit Agreement for signature. You may also be asked for proof of earnings and address. Once these details have
been satisfactorily verified, your cheque will be posted immediately.
What happens if I lose my job?
For peace of mind and security, PLA provide a Payment Protection Policy. The policy may provide
help with your loan repayments in the event of sickness, redundancy, disability or death. We strongly recommend that
applicants take advantage of the Protection Policies available.
This is a spacer row. Try PLA's unsecured loans for fast, friendly finance. |
